Did you know that it takes a ‘scheduled item’ on your homeowners’ insurance policy or separate insurance coverage to make sure that your valuables are covered? Many people make the mistake of not having their jewelry insured correctly, and only find out that it is not covered after loss or theft. You can have a separate company, such as Jewelers Mutual, insure your beautiful wedding set if you do not currently have a homeowners or renters policy. Calvin’s Jewelry has an in-store Graduate Gemologist to update your appraisal, which should be done every two years. It is especially important at this time, since the precious metals market has gone up 500% over the last two years, making most coverage amounts out-of-date. Stop in or call for an appointment to make sure that your valuable and significant jewelry is covered for its full value.